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HSBC
Financing & Loans
Start Your Business
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B&F Services in cooperation with its business partners can fund your financial needs. What will happen when you need the extra finance to take your business to the next level? Is it time to look for professional help, which could assist you in making the right decision?

The following are some options to finance your business:

  • The Bank: This approach is the most tried and tested. There is a track record with your Bank but they will need a business plan with a clear exit route before considering funding. This applies to all funding options, except the last.
  • Angel investment: This may include friends and family; an "angel" who has funds to invest and is confident that your business will succeed and produce a return on investment. Angels are likely to require a part of your equity in return for their contribution and possibly a say in managing the company.
  • Venture capital: Tends to be used only when the sums being sought are in the high hundreds of thousands. This form of institutional investment comes with all the strings you would expect; performance targets, a seat on the Board and a piece of the company.
  • Customers: Customers deliver cash and yes, of course they want something in return but they don't want a part of your company or indeed to have a say in running it. This may be the old-fashioned route to securing funds but it works sometimes.
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